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Gen Y with Will

Safely Navigating Credit Card Land


geny_morecardmayhamYou'll Need One Heck of a Navigation Device!
By Will from Holland

Do you like your money? If you do, "where" you get your credit card is one of the most important money decisions you will make in your life.  Here's a little navigation help.

All credit cards,  even the best of them, are designed to do one thing...encourage you to borrow money. Period. If you're like most of us, you'll "borrow" money using a credit card your whole life. At times, you'll use it wisely (you'll pay your card balance off in full each month). But most of the time, you'll use it to create an instant installment loan (you'll pay your balance off a little bit each month).

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The Big Burden: Student Loans


geny_studentloanburdenBy Will from Holland

College should be the experience of a lifetime! Living on your own, having wicked fun with your college friends and roommates. Not to mention, the concept that a college education can increase your income potential for life. Excellent.

But there's one big problem if you have to borrow money to pay for college; you may be settling yourself up for decades of debt. And having problems paying back that debt could make decades of your life unpleasant. Check out these realities:

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Under 30? Ever Feel Stressed Over Money?


gen_y-soloBy: Will from Holland

Can you relate to any of these realities?

  • You're short on cash...constantly.
  • You frequently borrow money from people.
  • You're worried about your future in the current economy.
  • You owe too much on your credit card.
  • You're thinking about moving back in with your parents. 

Being in a "money-tight" situation isn't nice, but it's a reality for a lot of us.

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Your Credit Sore...Errr, Score!


GenY_Free_Credit_ScoreYour credit score rules your life in many ways. It can impact your job and possibly even your chance of being promoted. It determines what you pay in interest on virtually every purchase you finance. It may even determine what you pay for deposits (apartment, escrow, etc.) and insurance.

Monitoring credit scores on a regular basis is a very smart thing for every consumer to do.

Has got a bargain fro you! I am 99.9% sure that you have heard of Am I right? You've probably seen or heard the company's catchy commercials.

The commercials are great. But unfortunately isn't truly "free". In my opinion (and in the opinion of many other consumer advocates), this company's commercials are actually misleading.

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By Will from Holland

There are millions of scams out there. They arrive by many avenues...the web, mail, phone, text messages and even in person. They rip you off, steal your money, hurt your credit and cause major irritation. And they are aimed at all of us...any age.

I subscribe to a service called Scambusters®, which keeps me up on the "latest and greatest" in scam-land. You should know about this site. Just check out some of the scams they are reporting.

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Heat Wave! Time to Lower Your Temperature & Your Utility Bills


GenY_HeatWaveBy Will from Holland

I've spent the summer in Holland visiting with friends and family; it's been a rainy and dreary season. Due to the weather I'm experiencing, the articles I've read in my Dutch newspaper concerning the American weather seem kind of distant and unreal...

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