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Gen Y with Will

The Crowdfunding Phenomena

 

GenY_CrowdfundingBy Will from Holland

What is crowdfunding? And what does it have to do with you? Perhaps nothing, or perhaps just not yet, but we think it's important enough for you to know about. According to Oxford Dictionaries, crowdfunding is:

The practice of funding a project or venture by raising many small amounts of money from a large number of people, typically via the Internet.

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A Smart Head Start on College: Taking College Level Courses in High School

 

genY_smart_head_start_on_collegeBy Emily Driscoll

If college is on your radar in the next few years, now's the time to start thinking:

How can I increase my chances of graduating on time, if not earlier?

How can I reduce the amount of loans I'll have to replay after graduating?

How can I give myself a head start finding a job or career I love?

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Have You Taken The Gullibility Test?

 

GenY_GillibilityTestBy Will from Holland

"Easily duped or cheated" is one dictionary's definition of "gullible." I bet that is one phrase you don't want to be associated with, right?

Guess what? Data defining you as gullible may already be attached to you like glue. If it is, your gullibility definitely determines:

  • How much money you throw away every day.
  • The quality of your life.
  • The amount and type of advertisements you see on the web. (Lots of businesses love to reach out to people who are easily duped!)

So, are you gullible? Let's find out!

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Safely Navigating Credit Card Land

 

geny_morecardmayhamYou'll Need One Heck of a Navigation Device!
By Will from Holland

Do you like your money? If you do, "where" you get your credit card is one of the most important money decisions you will make in your life.  Here's a little navigation help.

All credit cards,  even the best of them, are designed to do one thing...encourage you to borrow money. Period. If you're like most of us, you'll "borrow" money using a credit card your whole life. At times, you'll use it wisely (you'll pay your card balance off in full each month). But most of the time, you'll use it to create an instant installment loan (you'll pay your balance off a little bit each month).

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The Big Burden: Student Loans

 

geny_studentloanburdenBy Will from Holland

College should be the experience of a lifetime! Living on your own, having wicked fun with your college friends and roommates. Not to mention, the concept that a college education can increase your income potential for life. Excellent.

But there's one big problem if you have to borrow money to pay for college; you may be settling yourself up for decades of debt. And having problems paying back that debt could make decades of your life unpleasant. Check out these realities:

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Under 30? Ever Feel Stressed Over Money?

 

gen_y-soloBy: Will from Holland

Can you relate to any of these realities?

  • You're short on cash...constantly.
  • You frequently borrow money from people.
  • You're worried about your future in the current economy.
  • You owe too much on your credit card.
  • You're thinking about moving back in with your parents. 

Being in a "money-tight" situation isn't nice, but it's a reality for a lot of us.

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