Bayport Credit Union http://getreal.bayportcu.org/ Recent Videos Video <![CDATA[Are Your Kids’ Smart Toys Safe?]]>  Toys that connect to the internet can be a danger to your kids’ privacy. Limit the risks, now.]]> Wed, 15 Nov 2017 01:52:46 GMT http://getreal.bayportcu.org/viewvideo/137/foolproof/are-your-kids-smart-toys-safe.html <![CDATA[Are You at Risk of Medical ID Theft?]]>  Scammers could be using your ID for prescriptions, insurance claims, and much more. Stop them cold!]]> Thu, 02 Nov 2017 04:01:04 GMT http://getreal.bayportcu.org/viewvideo/136/foolproof/are-you-at-risk-of-medical-id-theft.html <![CDATA[Clickbaiting: The Online Bait and Switch]]>  The good old bait and switch scheme moved online, and it is after your sanity, your personal info or computer files, and perhaps even your pocketbook.]]> Fri, 20 Oct 2017 04:07:33 GMT http://getreal.bayportcu.org/viewvideo/135/foolproof/clickbaiting-the-online-bait-and-switch.html <![CDATA[Is Leasing (Electronics) a Good Idea?]]>  Leasing is popular. Computers, phones, TV's; everything is leasable these days. But is it cheaper? Suitable for you? Find out about the advantages and disadvantages of leasing.]]> Fri, 29 Sep 2017 14:48:31 GMT http://getreal.bayportcu.org/viewvideo/134/foolproof/is-leasing-electronics-a-good-idea.html <![CDATA[Rent-to-Own: Is a Payment Plan for (Small) Purchases a Good Idea?]]>  

Viewer beware. Though "rent-to-own" plans may seem convenient and affordable, you may be surprised how costly it can really be.

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Fri, 15 Sep 2017 10:37:16 GMT http://getreal.bayportcu.org/viewvideo/133/foolproof/rent-to-own-is-a-payment-plan-for-small-purchases-a-good-idea.html
<![CDATA[Should You Keep Your Device's Operating System Up to Date?]]>  

If you don't, you may be putting your personal and financial information at risk! This video will tell you about the dangers...

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Fri, 01 Sep 2017 06:09:38 GMT http://getreal.bayportcu.org/viewvideo/132/foolproof/keep-your-devices-operating-system-up-to-date-always.html
<![CDATA[Are You at Risk of Spearphishing?]]>  Spearphising is a targeted email attack, and scammers may be after your information and money. Shouldn't you know about this?]]> Sun, 13 Aug 2017 04:44:12 GMT http://getreal.bayportcu.org/viewvideo/131/foolproof/are-you-at-risk-of-spearphishing.html <![CDATA[Is Starting a Business a Good Move for You?]]>  You'll have freedom! Be your own boss! Great. But you also have to take care of a lot of details. It's a big step. Check to see if you're ready...]]> Sun, 30 Jul 2017 15:32:47 GMT http://getreal.bayportcu.org/viewvideo/130/foolproof/is-starting-a-business-a-good-move-for-you.html <![CDATA[Are You (and Your Money) Safe on Facebook?]]>  Facebook is laden with phishing scams and malware by crooks trying to steal your personal and financial information. Stop it cold!]]> Fri, 14 Jul 2017 07:27:39 GMT http://getreal.bayportcu.org/viewvideo/129/foolproof/are-you-and-your-money-safe-on-facebook.html <![CDATA[Does Buying In Bulk Always Make Sense?]]>  No. There's plenty or reasons why you shouldn't. But also why you should, of course. These tips may help you stock up.]]> Fri, 30 Jun 2017 11:07:43 GMT http://getreal.bayportcu.org/viewvideo/128/foolproof/does-buying-in-bulk-always-make-sense.html <![CDATA[Should You Bank Online or Mobile?]]>  Is it safe? Is it really easier? Valid concerns. This video will help determine if mobile and/or online banking is right for you.]]> Wed, 14 Jun 2017 03:10:05 GMT http://getreal.bayportcu.org/viewvideo/127/foolproof/should-you-bank-online-or-mobile.html <![CDATA[Credit Cards, Debit Cards, or Prepaid Debit Cards…Which Are Safer to Use?]]>  Answer: It depends. This video compares all 3 options.]]> Wed, 24 May 2017 01:57:17 GMT http://getreal.bayportcu.org/viewvideo/126/foolproof/credit-cards-debit-cards-or-prepaid-debit-cardswhich-are-safer-to-use.html <![CDATA[Should You “Push" or “Pull" Your Online Payment?]]>  Which one is quicker, easier or (more importantly) safer? Do you even know the difference? This video will push you in the right direction.]]> Fri, 05 May 2017 10:30:17 GMT http://getreal.bayportcu.org/viewvideo/125/foolproof/should-you-push.html <![CDATA[How to Spot a Fake Website?]]>  Fake websites are drawing a lot of victims. Don't be one of them! Here's how you spot those fake sites.]]> Tue, 18 Apr 2017 09:00:21 GMT http://getreal.bayportcu.org/viewvideo/124/foolproof/how-to-spot-a-fake-website.html <![CDATA[Is it impossible getting teens to save?]]>  Getting in the savings habit early will change a teenager's life—and FoolProof has some enjoyable tips to get that habit going, right now.]]> Fri, 31 Mar 2017 03:10:10 GMT http://getreal.bayportcu.org/viewvideo/123/foolproof/is-it-impossible-getting-teens-to-save.html <![CDATA[Are Public Wi-Fi Networks Safe?]]>  Some are, some definitely aren't! Use the tips in this video to protect yourself from trouble on wireless networks.]]> Mon, 13 Mar 2017 06:54:34 GMT http://getreal.bayportcu.org/viewvideo/122/foolproof/are-public-wi-fi-networks-safe.html <![CDATA[Who's Using Your Netflix Account?]]>  You may not be the only one... Scammers use malware and phishing emails to grab your Netflix account details from your PC and sell your account for cut-price subscriptions to unsuspecting subscribers.]]> Thu, 23 Feb 2017 06:43:45 GMT http://getreal.bayportcu.org/viewvideo/121/foolproof/whos-using-your-netflix-account.html <![CDATA[Kids Using Your Smartphone or Tablet? Beware In-App Purchases!]]>  Most free apps feature in-app purchases. If your kids are using your device, they can rack up big bills quick and unintentional! Why wouldn’t game companies add a feature to turn off in-app purchases? Of course, because that way they won’t make money. This video helps you deal with unintentional in-app purchases.]]> Thu, 09 Feb 2017 02:56:30 GMT http://getreal.bayportcu.org/viewvideo/120/foolproof/kids-using-your-smartphone-or-tablet-beware-in-app-purchases.html <![CDATA[Most Young People Don't Know When News Is Fake. Do You?]]>  Young people are super fluent on digital technology, but why is it they can't tell the difference between real news and fake news. And can you? Learn to recognize fake news starting with this video, and then teach your kids.]]> Mon, 30 Jan 2017 04:53:04 GMT http://getreal.bayportcu.org/viewvideo/119/foolproof/most-young-people-dont-know-when-news-is-fake-do-you.html <![CDATA[How Safe Are Your "Smart" Appliances?]]>  All your smart appliances connected to the internet may be at risk of hacking, viruses or malware. Help reduce your potential risks with the tips in this video.]]> Fri, 06 Jan 2017 04:42:02 GMT http://getreal.bayportcu.org/viewvideo/118/foolproof/how-safe-are-your.html <![CDATA[Getting Scammed While Looking for a Job Online?]]>  Unfortunately, there are multiple ways to get scammed while looking or a job online. This video can help you stay safe and keep your money in your pocket whilst finding that dream job.]]> Wed, 07 Dec 2016 06:22:23 GMT http://getreal.bayportcu.org/viewvideo/117/foolproof/getting-scammed-while-looking-for-a-job-online.html <![CDATA[Planning Travel? Do You Need Travel Insurance?]]>  There are many different types of travel insurance. This video helps you figure out which you may need for your trip, if any.]]> Wed, 23 Nov 2016 04:44:20 GMT http://getreal.bayportcu.org/viewvideo/116/foolproof/planning-travel-do-you-need-travel-insurance.html <![CDATA[Holiday Shopping Tips]]>  Why do we spend the entire year trying to save money then at Christmas time accrue debt so massive that it takes the entire next year to pay it all off? Here are some tips on how you can save money during the holidays.]]> Wed, 09 Nov 2016 10:07:15 GMT http://getreal.bayportcu.org/viewvideo/115/foolproof/holiday-shopping-tips.html <![CDATA[What Personal Info Can You Share Online?]]>  Almost every website asks for your personal information these days. Watch this video to find out what personal info you can share (or what you should not).]]> Mon, 24 Oct 2016 10:56:53 GMT http://getreal.bayportcu.org/viewvideo/114/foolproof/what-personal-info-can-you-share-online.html <![CDATA[Do You Have (The Right Kind Of) Health Insurance?]]>  

Not all health insurance is the same, and not all people need the same type of health insurance. Plus, there are a variety of health insurance scams out there. This video can help you find the right insurance, without paying too much or getting scammed.

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Thu, 13 Oct 2016 14:01:59 GMT http://getreal.bayportcu.org/viewvideo/113/foolproof/do-you-have-the-right-kind-of-health-insurance.html
<![CDATA[What are the Dangers and Benefits of Mobile Payments?]]>  Mobile payments are a convenient way to pay. But scammers are lurking to steal your money. Use this video to learn the tricks of safe and convenient mobile banking.]]> Mon, 03 Oct 2016 09:41:54 GMT http://getreal.bayportcu.org/viewvideo/112/foolproof/what-are-the-dangers-and-benefits-of-mobile-payments.html <![CDATA[Are you falling for native—or invisible—advertising?]]>  Advertising, disguised as newsworthy content, is probably impacting you every day. And it may cost you, too. Watch this video and learn how to avoid being tricked by advertisers.]]> Fri, 16 Sep 2016 06:05:37 GMT http://getreal.bayportcu.org/viewvideo/111/foolproof/are-you-falling-for-nativeor-invisibleadvertising.html <![CDATA[Is College Worth It?]]>  College is expensive! But the cost generally do weigh up to the increased prospects for your (financial) life. This video will help you find ways to reduce college cost so you don't end up with big student loans.]]> Mon, 22 Aug 2016 14:42:17 GMT http://getreal.bayportcu.org/viewvideo/110/foolproof/is-college-worth-it.html <![CDATA[Want to Have a Happy, Debt-Free Wedding?]]>  Follow Tonya's tips on creating a happy wedding day for yourself. Not one that will leave you with debt and worries.]]> Tue, 09 Aug 2016 07:21:59 GMT http://getreal.bayportcu.org/viewvideo/109/foolproof/want-to-have-a-happy-debt-free-wedding.html <![CDATA[Do You Need a Home Security System?]]>  You may not. Think smart and inexpensive. Start with easy security fixes you can do yourself. Do your homework, use caution and question sellers.]]> Wed, 20 Jul 2016 03:19:43 GMT http://getreal.bayportcu.org/viewvideo/108/foolproof/do-you-need-a-home-security-system.html <![CDATA[Should You Use Online Banking to Track Accounts and Pay Bills?]]>  You should, if you use common sense, practice caution, and follow the helpful tips in this video to keep you safe and secure from hackers and viruses.]]> Sat, 09 Jul 2016 01:19:34 GMT http://getreal.bayportcu.org/viewvideo/107/foolproof/should-you-use-online-banking-to-track-accounts-and-pay-bills.html <![CDATA[Worried About Debt? Beware the Quick Fix!]]>  If you worry about your debt problem, wouldn’t it be nice to solve that problem quickly? Of course it would. But this video explains why you should avoid the quick fixes at all time and then it explains the proper route to take towards solving your debt problems.]]> Tue, 21 Jun 2016 07:29:50 GMT http://getreal.bayportcu.org/viewvideo/106/foolproof/worried-about-debt-beware-the-quick-fix.html <![CDATA[Should you be worried about card skimming at ATM's?]]>  Scammers put card readers over ATM machines to try and steal your money. This video will show you how to protect yourself.]]> Thu, 02 Jun 2016 11:54:35 GMT http://getreal.bayportcu.org/viewvideo/105/foolproof/should-you-be-worried-about-card-skimming-at-atms.html <![CDATA[How much are your streaming habits (music, film or tv) costing you?]]>  Your subscription services may take a chunk out of your budget. Watch this video to find out how to reduce them.]]> Sun, 22 May 2016 01:19:46 GMT http://getreal.bayportcu.org/viewvideo/104/foolproof/how-much-are-your-streaming-habits-music-film-or-tv-costing-you.html <![CDATA[Do you know what makes up your credit score?]]>  Your credit score has a major impact on many facets of your life. It also shows how “trustworthy” you are to borrowers. Watch this video to find out the details on credit scores and how to improve yours.]]> Thu, 05 May 2016 15:55:16 GMT http://getreal.bayportcu.org/viewvideo/103/foolproof/do-you-know-what-makes-up-your-credit-score.html <![CDATA[What Insurance Do You Need?]]>  

When shopping for insurance, how do you know what type of insurance do you need? And how much of it? What companies are good to deal with? This video will break it down for you.


For more information:

What is Renters Insurance and Should I Get It?

It's Time to Review Your Health Insurance Coverage

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Wed, 20 Apr 2016 14:50:24 GMT http://getreal.bayportcu.org/viewvideo/102/foolproof/what-insurance-do-you-need.html
<![CDATA[Mobile Payments: Ins & Outs]]>  In this video we’ll give you a few tips and trick on how to pay with your phone wisely and safely.]]> Wed, 06 Apr 2016 01:33:48 GMT http://getreal.bayportcu.org/viewvideo/101/foolproof/mobile-payments-ins-a-outs.html <![CDATA[Innovative Solutions to Cutting Debt]]>  Do you owe money on student loans, credit cards or a mortgage? This video can show you ways to free up money to help cut down on your debt.]]> Fri, 18 Mar 2016 07:13:45 GMT http://getreal.bayportcu.org/viewvideo/100/foolproof/innovative-solutions-to-cutting-debt.html <![CDATA[First Time Home Buying Tips]]>  Dreaming of owning your own place? Well, stop dreaming, and get this: you can throw away tens of thousands of dollars and hurt your credit badly in one single heartbeat, if you’re not smart when it comes to buying your first place. This video and our homebuying guide can help.]]> Sun, 06 Mar 2016 07:40:06 GMT http://getreal.bayportcu.org/viewvideo/99/foolproof/first-time-home-buying-tips.html <![CDATA[Saving for Retirement vs Putting Money in Your Kids' College Fund]]>  As a parent, you may feel stuck between a rock and a hard place trying to decide if you should save money for retirement, or put money in your kids' college fund. This video can help you with that tough decision.]]> Wed, 24 Feb 2016 11:13:29 GMT http://getreal.bayportcu.org/viewvideo/98/foolproof/saving-for-retirement-vs-putting-money-in-your-kids-college-fund.html <![CDATA[Student Loan Repayment]]>  Paying off student loans can be overwhelming and scary, but you can do it! Start by watching this video with helpful tips.]]> Tue, 09 Feb 2016 14:05:15 GMT http://getreal.bayportcu.org/viewvideo/97/foolproof/student-loan-repayment.html <![CDATA[Daily Fantasy Sports]]>  Fantasy football may be legal and seem like easy money, it’s still gambling: You can lose a lot of money.]]> Fri, 22 Jan 2016 07:40:34 GMT http://getreal.bayportcu.org/viewvideo/96/foolproof/daily-fantasy-sports.html <![CDATA[Money Mistakes]]>  We all make mistakes with money: overspending, not budgeting or saving, getting into debt, etc. Watch this video and find out how these situations can turn into a blessing when we learn from them.]]> Wed, 06 Jan 2016 11:59:44 GMT http://getreal.bayportcu.org/viewvideo/95/foolproof/money-mistakes.html <![CDATA[Financial Resolutions]]>  

We can all make some simple adjustments that can have big impact on our finances. Now is a great time to start making things better for you and your financial life.

Also read: Three New Year Resolutions to Enhance Your Financial Well-Being

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Tue, 22 Dec 2015 07:21:24 GMT http://getreal.bayportcu.org/viewvideo/94/foolproof/financial-resolutions.html
<![CDATA[Young & Unemployed]]>  It can be tough to find a job right out of college or high school. It can take months, or even longer. Follow the tips in this video to help boost your resume.]]> Wed, 16 Dec 2015 10:28:36 GMT http://getreal.bayportcu.org/viewvideo/93/foolproof/young-a-unemployed.html <![CDATA[Money Flipping Scams]]>  

As if the lack of privacy on social networks isn't bad enough, there is something else that may be worse. You could lose lots of money if you are caught in a "money-flipping" scam.

Learn how to use your credit card wisely. Start with our free FoolProof Solo program and work through Chapter 6: Sucker Punch.

Also read: Flipping Money Scams on Social Networks!

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Fri, 20 Nov 2015 13:25:07 GMT http://getreal.bayportcu.org/viewvideo/92/foolproof/money-flipping-scams.html
<![CDATA[The Cost of College]]>  

Getting an excellent college education doesn't have to break you financially. Think outside the box, and think close to home, and you'll be the one laughing all the way to the bank!

Also read: Didn’t Make It To Your Dream University This Fall? Excellent!

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Fri, 06 Nov 2015 07:38:10 GMT http://getreal.bayportcu.org/viewvideo/91/foolproof/the-cost-of-college.html
<![CDATA[The Trouble With Gambling]]>  

Do you—or someone near you—have a gambling problem? How do you recognize the signs of a problem gambler? Watch this video to start getting "ahead of the game!" (Pun intended.)

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Tue, 20 Oct 2015 10:20:07 GMT http://getreal.bayportcu.org/viewvideo/90/foolproof/the-trouble-with-gambling.html
<![CDATA[Living Paycheck to Paycheck?]]>  

Are you or your family living right up to your income? Or perhaps you are going a bit beyond your income to make ends meet—running up credit card debt or dipping into savings. If so, you are not alone. Here are tips to break the cycle.

Also read:

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Sun, 04 Oct 2015 15:00:10 GMT http://getreal.bayportcu.org/viewvideo/89/foolproof/living-paycheck-to-paycheck.html
<![CDATA[Renters Insurance]]>  

Why do you need renters insurance? Or health insurance? Well, let’s see what happens if you don’t have it…

Also read: What is Renters Insurance and Should I Get It?

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Tue, 22 Sep 2015 13:06:09 GMT http://getreal.bayportcu.org/viewvideo/88/foolproof/renters-insurance.html